- Those who are looking for an alternative way to invest in Unit Linked products.
- Those who would like Allianz to manage the de-risking of their savings as they approach retirement age.
- Those who are willing to pay a recurring premium for the long-term, or wishing to enter the market with a single premium while mitigating market risk using our innovative timing option feature.
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Allianz Target4Life
Allianz Target4Life transcends a typical Unit Linked Policy by offering a bespoke insurance investment path crafted, by Allianz, for each of our valued customers. Inspired by their ambitions and life goals, it employs behavioural finance to create a Life Cycle strategy that supports goal attainment while also providing life insurance coverage to safeguard loved ones. It performs best if the policy is kept for the whole duration of the Life Cycle and premium plan.
Who is Allianz Target4Life for?
Why choose Allianz Target4Life?
Because it provides:
- An enhanced benefit in the event of the insured’s death: 10% or 20% of the net premium paid (net of surrenders) depending on the age (limitations apply).
- The flexibility to decide how much and when to pay. Options include single premium, recurring premium, or even a combination of each. It also offers the freedom to make additional payments according to any new or changing needs or financial resources.
- A professional investment approach not “driven by emotions”, but managed by professionals to give a peace of mind at all stages of the market cycle. All the funds linked to the product are actively managed by Allianz Global Investors and are all Article 8.
- The unique Life Cycle: a solution tailored to the individual policy that automatically adjusts the investment path over time, to achieve the final goal. It is crafted with the objective of optimizing the risk/return profile.
